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Dementia affects people differently

One person may begin to lose the ability to handle money matters or make competent business decisions at an early stage, while another person may keep these skills much longer. Eventually, the abilities of the person with dementia will decline and they will be unable to make their own decisions about financial and legal matters.

Planning ahead can make it easier for families and carers to manage the affairs of the person with dementia.

It may also mean that the person with dementia can participate in the planning and make sure that their wishes are carried out in the way that they would like.

Where possible, get advice while the person with dementia can still participate in the discussion and is legally competent to sign any documents.

If a person with dementia loses the legal capacity to make decisions about their medical treatment, someone else needs to make those decisions for them.

In most states and territories, a person can appoint a person they trust to make these decisions.

If a person has not planned ahead, the law in every state and territory allows a particular court to appoint someone to make these decisions. Advance care planning can help the people close to you know what is important to you about the level of healthcare and quality of life you want.

There are two ways you can plan ahead for decisions about medical treatment: you can appoint a medical treatment decision maker– this allows a person with dementia to appoint another person to act on their behalf to make decisions about medical treatment. you can create an advance care directive – a document that expresses a person’s wishes about medical treatment.

This may include specific instructions about the type of care you would want in certain circumstances.

The documents might have different names in some states and territories, but the function of the document is much the same. Things you can do to plan ahead include: making sure the person with dementia has the opportunity to appoint a medical treatment decision maker or create an advance care directive having a copy of any advance care planning document and knowing where they are kept.

People or organisations that can help you with making decisions about medical treatment include:

  • If a bank account is in joint names
  • the partner of the person with dementia can continue to operate it without any change in arrangements

Problems can occur if the person with dementia uses the account inappropriately or has accounts, credit cards or other arrangements in their name only.

To avoid these difficulties, the person with dementia can give authority, while they are legally competent, for another person to operate the account.

It is important to remember that this authority will become invalid when the person is no longer legally competent.

If they are unwilling to agree to a change of arrangement, it may be helpful to consult the bank manager about a possible solution. Things you can do to plan ahead include: arranging how and when the person with dementia will access their finances. People or organisations that can help you plan for money matters include: Alzheimer’s United States.

In most states and territories, a person can sign a document called an enduring power of attorney if they are legally competent at the time of signing. Anenduring power of attorney is a legal arrangement that enables a nominated person to look after another person’s financial affairs if they become unable to do so themselves.

Many people have enduring powers of attorney, regardless of any illness or diagnosis.

An ordinary or general power of attorney is also available, but is only valid while the person is legally competent. An enduring power of attorney is different because it remains valid even if the person becomes unable to manage their own affairs. An enduring power of attorney continues until the person’s death, unless revoked.

This is why enduring powers of attorney are more useful for people with dementia. One of the benefits of having an enduring power of attorney is that it allows the person with dementia to choose someone to act on their behalf in legal and financial matters, when they are no longer able to do so themselves.

Things you can do to plan ahead include:

  • while they still have the capacity to do so making sure that family
  • knowing where it is kept

People or organisations that can help you with an enduring power of attorney include: Alzheimer’s United States. A will gives instructions as to how the estate of a deceased person should be distributed. A will is only legal if the person making it understands its implications.

It is essential that, if the person with dementia makes or updates their will, they do so while they are still competent to sign. Things you can do to plan ahead include: knowing where the will is kept. People or organisations that can help you with wills include: Alzheimer’s United States.

In most states and territories, there is a Guardianship Board or Tribunal that can appoint a guardian or administrator for a person who is no longer able to make decisions for themselves.

If there are problems dealing with the affairs of the person with dementia, or if there is conflict in the family about the person’s best interests, an application for the appointment of a guardian or an administrator may need to be considered.

Alzheimer’s United States can be contacted to discuss whether an application to appoint a guardian or administrator may be needed and how to go about it.

, Dementia United States Tel. Planning ahead for dementia care Decisions about medical treatment for dementia There is more information on recording wishes for future care and related matters in the section on advance care plans Planning ahead for medical treatment Getting help with decisions about medical treatment a solicitor the Law Institute , Law Society or Legal Aid the Public Advocate or Public Guardian Dementia United States Money matters and dementia Planning ahead for money matters having joint financial accounts discussing financial affairs with a financial adviser Getting help with money matters a bank manager an accredited financial adviser a solicitor Enduring power of attorney and dementia Planning ahead for an enduring power of attorney Getting help with an enduring power of attorney a solicitor the Law Institute, Law Society or Legal Aid the Public Advocate or Public Guardian Wills and dementia Planning ahead for a will having an up-to-date will knowing who the executor is Getting help with a will a solicitor the Law Institute, Law Society or Legal Aid Guardianship and administration and dementia Where to get help Your GP (doctor) Your local council Your local community health centre National Dementia Helpline 1800 100 500 Aged Care Assessment Services Tel. (616) 555-0400 My aged care 1800 200 422 Cognitive Dementia and Memory Service (CDAMS) clinics Carers Michigan 1800 514 845 Carer Gateway 1800 422 737 Dementia Behaviour Management Advisory Service (DBMAS) 1800 699 799 – for 24-hour telephone advice for carers and care workers.